• Private Banking


Our history

JSC “JSCB “CONCORD" was founded on August 7, 2006. In 2012, its main beneficiaries were Olena Sosiedka and Yuliia Sosiedka, which became a new stage in the bank's development. During this time, 14 branches were opened: 4 in Dnipro, 3 in Kyiv, 2 in Odesa, as well as in Lviv, Kryvyi Rih, Zaporizhzhia, Novomoskovsk and Kharkiv.

Since 2016 CONCORDBANK has a contract with an independent processing center "ProCard", making it completely independent in everything – from the issuance of state-of-the-art cards to terminals, from providing bonus systems to high speeds in payments.

JSC “JSCB “CONCORD" was the first among small and medium-sized banks in Ukraine to become a principal member of the payment
systems Mastercard, Visa and Prostir.

During the entire period of activity (since 2006) the bank has issued more than 100,000 payment cards, each of which can be connected to Apple Pay, Google Pay and Garmin Pay.


Our achievements for the last two years (2018–2019)

  • We became the first among non-state banks to launch Concord Pay online acquiring with options from Apple Pay and Google Pay, which allowed the leaders of Ukrainian online business to double the conversion of their trading platforms
  • We were the first in Ukraine to launch a mobile version of Bank ID using QR-code technology.
  • The first bank in Europe to connect to 3ds v2.1 on the issue of Mastercard.
  • Became the bank No. 1 for the issuance of currency on international cards and cards of foreign banks (over $ 1 million per month).
  • We opened the office in the best business center of Kyiv – “Leonardo" (there are Visa and Mastercard offices), 2 VIP-branches in Dnipro and Kyiv + 2 VIP-zones in Kharkiv and Lviv, as well as the first branch in Novomoskovsk and another in Dnipro in the shopping center “Nasha Pravda".
  • The first in Ukraine to launch separate bots for issuing cards in 30 seconds in Viber and Telegram without a visit to the bank.

Our awards for the last two years (2018–2019)

  • First place in the nomination “Leader of lending among the population and for a significant contribution to charity" within the All-Ukrainian project “FINANCIAL INSTITUTIONS OF UKRAINE 2018: worthy, successful, reliable".
  • Second place in the nominations “Best Debit Card", “Best Debit VIP-Card" and “Best Credit VIP-Card" and third place in the nomination “Best Credit Card" according to the results of the prestigious financial award “FinAwards 2019".
  • We got into the top 10 most successful banks in the country in the categories of “Internet Banking" and “Mobile Banking' at the FINANCIAL CLUB AWARDS 2019.
  • First place in the nomination “Savings Bank for Business" in the category “Banks with private capital among small banks" within the financial award “2020 Banks of the Year", organized by the company “Financial club".
  2017 2018 2019 GROWTH RATIO
Number of employees 240 persons 278 persons 393 persons + 153 persons
Assets, million UAH 662 1032 2039 3,08 times
Authorized capital, million UAH 200 200 200 no changes
Credit portfolio of legal persons, million UAH 303 518 703 2,32 times
Credit portfolio of private persons, million UAH 4 31 35 8,75 times
Balance of private persons, million UAH 198 431 630 3,18 times
Taxes (personal income tax, single social security tax, VAT local taxes and fees), million UAH 15 21 43 2,87 times
Net profit, million UAH 1 10 53 53 times
Our TOP management
  • Yuriy Zadoya

    Chairman of the board

  • Oleg Kiyznitsa

    Deputy Chairman of the Board

  • Oksana Muntyan

    Deputy Chairman of the Board

  • Elena Bezuhla

    Depuity chairman of the board

  • Mikhail Savchenko

    Depuity chairman of the board

  • Tatyana Dashevska

    Deputy Chairman of the Board

  • Oksana Babenko

    Deputy Chairman of the Board

  • Viktor Tsykaliuk

    Deputy Chairman of the Board

  • Anna Ranska

    Deputy Chairman of the Board

  • Olena Poltavets

    Member of the Board, head of the risk management department

  • Irina Bondarchuk

    Member of the Board, the employee responsible for conducting financial monitoring

According to the NBU classification, the size of the assets of CONCORD Bank corresponds to Group II of banks. CONCORD Bank is a member of professional associations and communities - in Ukraine and in the world.
  • Participant of the Deposit Guarantee Fund for Individuals (certificate No. 184 dated January 18, 2007)
  • Principal member of the international payment system Visa International, the legal address of the company: 900 Metro Centre Boulevard, Foster City, State of California, United States of America 94404
  • Principal member of the international payment system MasterCard Worldwide, the legal address of the company: 1000 Purchase Street, Purchase, New York 10577, United States of America (US)
  • Member of the Organization of professional participants of the securities market "Ukrainian Stock Traders"
  • Member of the Ukrainian Interbank Currency Exchange (UICE)
  • Member of the First All-Ukrainian Bureau of Credit Histories
  • Member of the Independent Association of Banks of Ukraine (NABU)
  • Member of the Association "Dnieper Banking Union"
  • The participant of the National payment system PROSTIR (National payment system "Ukrainian payment system"), legal address: street Institute, 9, metro Kyiv, 01601, Ukraine
Bank rating

Rating object


Type of rating

Long-term credit rating of a borrower according to the National Rating Scale

Date of change

31 March 2020

Rating motion


Credit Rating Category


Credit rating level


Rating forecast


Issued by

National Rating Agency "Rurik"

Dynamics of the credit rating of CONCORD Bank

Dynamics of the credit rating of CONCORD Bank